Loan Programs

The Mortgage Guys understand that obtaining one's first mortgage can be a confusing, complicated process. Although each customized home financing package has its own unique features, the concept is really simple: a home mortgage is a loan made to help you finance the purchase of a house. A lender advances you a certain amount of money, which you repay with interest over a specified period of time, usually 30 years, but sometimes 15 years.

When you think about refinancing, you must consider: 

•  Which loan program best meets your refinancing needs?
• Which loan term offers the ideal repayment schedule for you?

The Mortgage Guys will review your goals and financial information and recommend the best refinance loan program for you. 

If you need cash for your business, The Mortgage Guys can help you tap into the equity in your residential or commercial real estate to secure a business loan. By choosing a real estate equity loan, you may be able to access more money at a lower interest rate than with a traditional bank loan or line of credit, so call our office in Northeast Ohio today! 

Are you living in an unstable real estate market where home values are remaining stagnant or even falling? If you have an FHA or VA loan, you may be still able to lower your monthly mortgage payment by refinancing your loan, often without a new appraisal or the need to re-verify your income. Call The Mortgage Guys in Northeast Ohio for more details.